Our mission is to revitalize urban and rural communities by developing customized financial solutions for our housing clients. Through our housing advisory practice, we design ways to put capital to work, enhance local economic growth and improve the quality of life for residents. InnoVative Capital provides specialized housing advisory services to Public Housing Authorities, developers, owners and operators. Advisory engagements often commence with upfront organizational analyses, project assessments, appraisals, market studies, debt capacity, and debt eligibility reviews. Financing options available to our clients are HUD/FHA, USDA, Fannie Mae, Freddie Mac, multifamily municipal bonds, bank loans & guarantees, tax-supported debt, portfolio loans, LIHTC’s and new market tax credits. Projects include: RAD conversions, market-rate housing, affordable housing, mixed-income properties, senior living, historic rehabilitation, and commercial developments.

InnoVative Capital is an MSRB/SEC-Registered Municipal Advisor that provides a fiduciary standard of care to each advisory engagement. 

Products and Services

Housing Portfolio Planning and Management

  • Strategic Planning
  • Portfolio Assessment
  • Investment Reviews
  • Resident Outreach
  • Demographic and Market Analyses
  • Fundraising Campaigns
  • Representation in Local, State, and Federal Negotiations

Financial Services

  • Debt Advisory
  • Tax Credit Analysis & Procurement
  • Cross-Collateralized Portfolio Financings
  • Single Asset Financings
  • Disposition of Assets
  • Procurement of Debt and Equity Funding
  • Forecasting and Utilization Modeling

Transaction Processing Services

  • Management of RFP Process for Lenders, Bankers, Attorneys and Project Team
  • Loan Application Preparation
  • Project Management of Architect, Owner’s Representative, and Construction Company
  • Negotiation of Lender & Guarantor Terms and Conditions
  • Client Representation in HUD, USDA, Fannie Mae, Freddie Mac, Commercial Bank, and Municipal Bond Processes
  • Oversight of Pricing and Placement of Loans
  • RAD Conversions