InnoVative Capital Funding Delivery System.
An InnoVative Turnkey Planning and Financing System
As a financial advisor, we develop and manage a customized and deliberative analytical process, which presents our clients with clear options and unbiased recommendations. InnoVative Capital directs consensus-based decision-making with senior management, board members and community stakeholders.
For hospitals, municipalities, nonprofits and housing authorities considering a capital project, requiring debt relief, or seeking a partner, we provide a comprehensive set of financial services, which incorporates consulting, debt advisory, mortgage banking and municipal finance into the InnoVative Capital Funding Delivery System®.
- Tailors financing solutions
- Access to low-cost capital
- Turnkey planning and financing
- Multiple funding sources
- Alternative interest rate options
- Low interest rates through negotiated and competitive-bid offerings
- Private placements
- Transparent loan underwriting
- All-in-one construction and permanent financing
- Optimizes debt capacity
- Borrower-friendly financial and operating covenants
- Targetes placement of securities to sophisticated investors
- Due diligence to identify upfront issues and expedite resolutions
- Minimizes “at-risk” client expenses
- Generates municipal tax support
- Solicits equity investment and community funding
Financing Options
Our debt advisory services employ multiple financing options.
- Mortgage-backed securities
- Rated and high yield municipal bonds
- USDA Direct and USDA Guarantee loans
- USDA business loans
- Public and private market construction funding
- Tax support through mill levies and subsidies
- Tax credits
- Commercial loans
As a HUD-licensed mortgage bank, InnoVative Capital originates FHA loans for hospitals, senior living, and housing through the following:
- FHA 221 (d)(3) apartment new construction/substantial rehabilitation for nonprofit borrowers
- FHA 221 (d)(4) new construction or substantial rehabilitation of multifamily rental or cooperative housing for moderate-income families, elderly, and the handicapped
- FHA 232 financing for the development of residential care facilities such as nursing homes, board, and care properties and assisted living
- FHA 232/223(f) refinancing residential care facilities debt
- FHA 241 supplemental loans for multifamily projects, residential care facilities, and hospitals
- FHA 242 financing for hospitals ranging from teaching facilities and health systems to critical access hospitals
- FHA 242/223(f) refinancing hospital debt
- FHA 223(a)(7) refinancing existing HUD loans