At all times, InnoVative Capital and its employees are governed by the following six principles.

1. Initial Due Diligence Saves Time and Money and Improves Results. By beginning all new engagements with a comprehensive analysis of the financial and operating history of each client and their immediate and long-term objectives, the turnkey InnoVative Capital Funding Delivery System® creates financing structures to enhance creditworthiness, lower borrowings costs, and expedite the funding process. We determine the debt capacity of the hospital upfront before it has incurred significant costs or committed prematurely to a project budget or financing.

2. An Informed Client Will Succeed. Education of the hospital’s board, management and staff, aligns expectations and develops realistic goals. This education and outreach can extend past the hospital and may involve community meetings with citizen groups, municipal officials and business leaders. We “spell out” in clear terms, the financing alternatives, scope of the engagement, timing of the process, and how to measure the probability of success.

3. Teamwork and Leadership. Recognizing that each hospital, community and project demands a varied skillset, InnoVative Capital supplements its knowledge of municipal finance, law, accounting, and project and hospital management by accessing a growing cadre of independent regional and national firms with which it maintains working relationships. This collaboration provides our clients with seamless delivery and support from the inception of the engagement to its completion.

4. Operating Independently Eliminates Conflicts of Interest. InnoVative Capital is a stand-alone healthcare advisory and mortgage banking firm that prides itself on its independent ownership structure and an ability to offer unbiased advice. With a diversified financing platform, we can offer a variety of funding sources, interest rate modes, loan terms and debt structures. We are committed to our independence and operating transparency as a way of eliminating any perception of conflict of interest during all aspects of our engagements.

5. Honesty and Integrity are the Basis for Our Reputation. We view our clients as our partners and treat each engagement with friendship and unwavering attention to detail. This may require InnoVative Capital to act as a contrarian and in some cases, even recommend a politically unpopular course of action, if we believe it is in the best interests of our client. We work to foster a long-term working relationship that creates a fiduciary and personal bond with our clients that will continue well past the completion of any specific transaction.

6. Dedicated Service and Defined Results. With 24/7 availability, transaction-tested healthcare bankers, hospital analysts, diversified capital market access, FHA mortgage banking, equity participation and municipal finance expertise, InnoVative Capital has compiled an accomplished portfolio of hospital engagements and executed financings. We invite you to review our qualifications, check our references, and contact our clients. We welcome the opportunity to work with you in the future.